Car Auto Body Primera

Posted in Auto Body And Repair Shops Texas on June 14, 2019
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So your car got hit by hail now what do you do? If you've ever had your vehicle damaged by a hail you know it can be a very frustrating and expensive experience. Well if you have full coverage insurance on your car it doesn't have to be frustrating or expensive. Often people don't understand how to properly utilize there insurance coverage and are even afraid to claim the damage for fear that their rates will go up. This is a common fear but let me assure you a comprehensive claim such as hail damage doesn't not raise your rates. In fact, if you don't claim the damage and have it repaired you risk having any future claims being denied because of unrelated pre-existing damage.The first thing you should do is call your insurance company and file a claim. Make sure you write your claim number down and it is always a good idea to ask the name of everyone you talk to and adjuster being assigned to your claim. The next step is the initial inspection or the "estimate." Some insurance companies will ask you to go out get three estimates and hen fax them in. If your insurance company asks you to jump through these hoops just politely say NO. Ask where you need to go to have "them," write "their," estimate. Thats it, do not waste your time driving around getting multiple estimates because in the end your insurance company is just going to use those estimates as a starting point and write their own anyway.An estimate means just that. It is an estimate of how much money and what the insurance company thinks it will take to repair your car. It is very important that you clean your car before having it inspected because you wont get paid for dents the appraiser can't see. Secondly it is extremely important that you are as nice and as accommodating to the appraiser as you can be. It will do you no good to argue with or be rude to the person deciding how much money your going to get to have your car repaired.Often times when there's a large storm event the insurance companies are overloaded with claims and the have to outsource to independent appraisal services to help write all the claims that are pouring in. This is commonly referred to as a catastrophe team or "cat team." Now I don't think I have to tell you that these very busy appraiser's are going to fly through your estimate as fast as they can and will probably miss a bunch of things. You may think your estimate looks a little low. In my line of work 90% of the estimates are written low. I've seen estimates for $1500 on a car that had over $6000 in damage. Don't worry that estimate is not the final word it is merely a starting point. Unfortunately many people choose to keep they're insurance money and never get their car fix. Some people even wait around til it hails again nearby and try to claim the un-repaired damage again. The insurance companies lose millions of dollars every year to fraudulent claims. It is impossible for them to keep track of every claim and they can't force you to get your car fixed. The only way the insurance companies can combat this is by writing their initial estimates a little on the lighter side. I've had many appraisers tell me that their company actually trains them to feel the customer out and if they think they probably wont have their car repaired to write the estimate for as little as possible. Obviously if you have a brand new BMW your going to get it fixed but if you a 1984 Toyota Corolla with 350,000 miles on it you are probably going to keep the money, right?The next step is to find a company to repair your dents. If you have large dents with paint damage and broken windows you will probably need to find a full service body shop. If you have mostly quarter sized dents and the damage is just superficial then PDR is the best option. PDR, or paintless dent repair is a repair method in which the dents can be gently massaged out and the original factory finish is left undisturbed. A good PDR shop can make your car look exactly like it did before the hail damage. Most dent's half dollar sized or smaller can be removed fairly easily and quickly. In a perfect scenario your car could be repaired in as little as a few hours. Well, the world is not perfect and depending on your insurance company's original estimate it may take several days to get an appraiser to come back out and re-write their estimate. This process is known as a Supplement. Usually on the back page of your estimate there are instruction for filling a supplement. The insurance company knows that if a professional repair facility is doing the repair then they are going to catch all the dents that were missed and ask to be paid for every last little bolt or clip that has to be removed. This is standard procedure and most insurers actually have a supplement hot line that body shops can call to have an appraiser sent out to the shop.Some insurance companies send an appraiser out right away while other companies can take 7-10 days. I won't get into which companies are the worst but I will say that Progressive and Farmers are top notch! This is not a paid endorsement it's just the painfully obvious truth. If I call farmers they are at my shop the next morning every time even though their policy is within 48 hours. Progressive is almost as fast within 48 hours usually. Some of the other companies won't tell you when there coming and your at their mercy. This is usually the longest delay in the repair process but it is the most important. Often times we get twice as much money as the original estimate. This is very important because without this additional money you may get a shop to do a complete repair or worse you may have to pay money out of pocket.The next issue is "deductibles." You have a contract with your insurance company that you will pay the first $500, $1000, or whatever your deductible is, towards the repair of your vehicle. This money is always deducted out of the check your insurance company gives you and they leave it up to you to pay it or find a company that will fix it for less. Essentially any company that repairs your vehicle without requiring you to pay a deductible is giving you a "discount." This is completely legal and in fact most PDR companies will not require you to pay your deductible. Make sure you get any promises made to you in writing. I also suggest you get an estimated length of repair time. At my shop we always provide a customer with a written quote of the exact amount due for the repair or we give the customer a guarantee in writing that we will complete the repair for the negotiated amount the insurance company issues payment for. If we file a supplement it is expressed that we earned that money in addition to the original estimate. It is very important that you have written proof that you as the customer will not have to pay more than "x" amount of dollars when your car repair is completed. If a shop is unwilling to put their promises in writing then you need to find a new shop.Once you find your repair shop or PDR company it is important that you know where the shop is and meet the owner or manager. I know this sound's weird but a large majority of our customers never come to my shop and meet me. Often they are approached by one of my sales personnel and they let them pick the car up and then deliver back to them when it is finished without ever coming to my shop. This is great for me but it is extremely scary to think how easily people just hand over their keys and insurance checks. I always recommend to my salesmen that they suggest to their customer that they at least come out to our shop so they know where their car will be. It is also a good idea to ask for references. Often times we have repaired other cars in the neighborhood and have satisfied customers just down the street. Also you should check out a companies website if they don't have one or it is poorly put together that may be an indicator that the company doesn't pay much attention to detail. For a company to not have a website today is almost inexcusable! You may also call the local better business bureau. Even if a company is not a member the BBB will still field complaints and keep files on companies that receive complaints. Also check with your insurer. The will have files on companies that have had complaints or are suspected of fraudulent activities.In conclusion PDR is definitely a great alternative to traditional body repair, and with a little research and due diligence the average person can navigate the claims process and find a great shop to repair their car for little or no money out of pocket! Primera

Car Body Repair And Paint

When weather or bad luck leaves your car in need of professional body repair, car painting, or auto glass replacement, a qualified body shop or car rebuilder will give you straight answers, an honest estimate, and a clear timeframe.

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Maaco Body Shop When your vehicle is in need of auto body repair you are already under a lot of stress. You trying to think of everything and hoping that your vehicles repair come out looking great. You have a lot to worry about so you should have something to help you as you prepare to get your vehicles auto body repaired. Here are a few tips for getting your vehicles auto body repaired.First of all you need to be sure that you take the time to find a great auto body repair shop. You must find a shop that has a good reputation, so ask around and see what you find out about auto body shops near you. Also you should get a good feeling from the auto body repair specialist as well, so if you get a bad feeling move on. You can and should ask to see examples of work they have completed so that you can see for yourself their standards of workmanship. You also want to make sure that you are getting a good deal. Most auto body shops will give you an estimate for free, so ask for one from each shop you are considering. If you are going to be using insurance to help pay for the repair you must ask if they work with the insurance provider before you get the work done. After all this research you will move to the next step.Once you have found the auto body shop that will work for you, your vehicle and your budget you will want to set up a time to get your vehicles auto body repaired. Before you set up a time you should ask the auto body repair specialist how long they will be working on your vehicle so you can plan for it. Some auto body repairs take more time than others. Once you set up the time you are on your way to a great looking vehicle. However you may need a rental car depending on your situation. Be sure to ask if they offer any discounts on rentals at nearby rental facilities that way you can save a little money. Plan on a little set back when getting your vehicle auto body repaired. They may have told you a 4 hour time frame, but may tell you they are running a little behind. Things can come up while repairing your vehicle that they might not expect. It will reduce the amount of stress you encounter if you simply just plan for a little delay. Once your auto body repair is complete they will usually contact you to let you know and you will be able to go pick up your vehicle. Usually when it comes to auto body repairs they can be completed in a way that it is not even visible that there was ever any damage to your vehicles auto body.Follow these tips to getting your vehicles auto body repair and you will find that auto body repairs can really get your vehicle to look great!

Auto Body Repair at Home in Five Steps

Auto Body Shop Prices From minor bumps to high-speed crashes, most car accidents result in damages that require the expertise of an auto body repair shop. Collision repair isn't always simple. Even minor accidents can cause auto body damage that is expensive and timely to repair. The type of impact and the style of the damaged car both play a role in determining how much damage has occurred.Determining a Total LossMany drivers think that there's no hope if their insurance company says that their car is 'totaled.' A car that is totaled is not necessarily unrepairable though. The extent of the damage has very little to do with whether or not an insurance company declares a total loss. Instead, the decision is based on the costof the collision repair in comparison to the fair market value of the car. If repairing the auto body damage will cost more than the car is worth, it is said to be totaled.Structural DamageCorrecting damage to a vehicle's frame is one of the most expensive types of collision repair, but undoing structural damage is not impossible. A knowledgeable auto body repair shop will generally inspect a wrecked vehicle for misalignment before anything else. If the car doesn't meet the exact measurements of the manufacturer, advanced machines are used to pull the frame back to its original specifications.Rear End CollisionsDepending on the speed, a car that is rear ended can suffer quite a bit of damage. Structural damage is not uncommon after a powerful rear collision. The amount of damage will also depend on the car. In a recent IIHS study, a low-speed rear end collision in a compact car with a poorly designed bumper can result in more than $3,500 in auto body damage. On the other hand, a car with dent-resistant plastic body panels can often be repaired for less than $200.Frontal ImpactsFront-end collision repair is often more extensive than rear end damage. At higher speeds, a head-on collision can cause damage to the front bumper, the hood, the windshield, and the quarter panels. If the damage is minor, the auto body technician may choose to repair the panels rather than replace them. Unless the parts are pre-painted, the body shop will also have to match the paint color and re-spray each panel before reassembling the car.RolloversA car that rolls over generally has much more auto body damage than a vehicle involved in a frontal or rear end crash. Damage to the frame is usually inevitable in a rollover. There is a possibility that every piece of the car has suffered at least minor body damage. The decision to repair a vehicle that has rolled over should be made carefully. Extensive damage like this could require additional mechanical work, as well.Whether auto body damage appears to be major or minor, an experienced collision repair specialist should examine the car for unseen damage. Accidents can cause cosmetic damage that is fairly easy to repair, as well as frame damage or mechanical troubles that are much more costly to fix. Almost any type of collision damage can be repaired, but sometimes it is more cost efficient to scrap the vehicle. Car Body Repair And Paint

Auto Body And Repair Shops Texas

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